Corporates and Industrial Groups Factoring

Intesa Sanpaolo is the leader in the Italian factoring market and one of the main operators in the international receivables market.
A complete and flexible offer, professional and personalized services are the strengths that guarantee the best solution based on the customer’s needs for the effective management of working capital.

Main services:

  • Assessment of customers: prior analysis and ongoing monitoring of credit;
  • Credit management: handling of the reminder and collection phases;
  • Advances on receivables;
  • Guarantee of successful outcome for receivables: coverage of the risk of customer default (without recourse).
  • Certainty of the date of collection of credits (Maturity);Support to the supply chain and optimization of working capital: Reverse Factoring, also through advanced Supply Chain Finance (Confirming) platforms.

The offering includes factoring instruments and services aimed at:

  • improving the relationship between companies and their customers and suppliers, helping businesses to grow in both the domestic and foreign markets
  • optimising balance sheet structures and ratings
  • providing credit using efficient structures
  • guaranteeing against risk of default on trade receivables
  • reducing administrative and operational costs
  • optimising the management of working capital, cash and taxation.

Intesa Sanpaolo has also developed specific solutions for businesses operating in the tourism, transport, public health and fuel sectors.